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Open an Ocean Business Checking Account and Start Banking 24/7

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Online Banking
& Bill Pay1

eStatements

Mobile Banking &
Mobile Check Deposit2

Digital
Wallet

Debit
Mastercard®

Account Activity
Alerts

Revenue & Expense
Categorization

ATM Deposits
(same day posting)

Opening an account is simple

It takes just a few minutes, with as little as $100

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Business Rewards Preferred and Business Rewards Select Credit Cards from Mastercard®

Enjoy the benefits of Mastercard® on a global level. Use your card to make purchases for your business or pay utilities and other monthly expenses to earn points for qualifying net purchases3 and redeem for cash, merchandise and travel opportunities. Plus, enjoy the convenience and security of online account management.

Apply Now

Add the services you need to manage cash flow

Merchant Services
Accept payment by credit cards, debit cards and digital wallet
Online Payments and Invoicing
Send invoices by email and accept payments online
Payroll & HR Services
Handle employee pay, taxes and reporting. Automate time tracking, benefits enrollment and other staff management functions.
Reward & Expense Cards
Use prepaid cards to cover employee expenses, reward customers and incentivize employees
Remote Deposit Capture
Deposit paper checks without making a trip to the bank
Positive Pay
Add extra protection on your check and ACH transactions

For these and other services to help you manage cash flow, call Customer Service at 305-569-5000 or 844-OCEAN4U (844-623-2648).

Open an Ocean Business Checking Account Today

Open Now

Apply for a Business Credit Card Today

Apply Now

Online business deposit account opening available to businesses formed and registered in Florida and accounts are limited to two signers. Online business credit card applications available to businesses and guarantors who are existing customers of Ocean Bank and meet other eligibility requirements.

To avoid the $15 monthly maintenance fee, maintain a $2,500 average daily balance and enroll to receive eStatements. Other service fees may apply. Refer to the Schedule of Fees and Service Charges.

1 There is no charge for the Online Bill Pay service unless you request an expedited payment. Please refer to the Schedule of Fees and Service Charges.

2 Ocean Bank does not charge a fee to download or use the mobile banking app, or for Mobile or Text Banking; however, your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for message and data rate charges. To enroll in Ocean Bank Mobile Banking, you must have an Ocean Bank personal or business account, money market account, loan or certificate of deposit and be enrolled in Online Banking. You must be enrolled in Online Banking to register for Text Banking. Text Banking is available only on U.S. mobile phone numbers.

3 Earn points with qualifying net purchases redeemable for cash, travel rewards and shopping perks. A qualifying net purchase is a purchase minus returns and/or other related credits. Rewards are redeemable by the company only and not the cardholder. Subject to credit approval.